EMI & Loans Articles
Comprehensive guides and tips about EMI, loans, and financial planning in India.
Understanding EMI in India: A Complete Guide
Learn what EMI is, how it's calculated, and why it matters for your financial planning.
Home Loan EMI Calculation: Everything You Need to Know
Comprehensive guide to home loan EMI, terms in India, and tips for reduction.
Personal Loan EMI: Complete Guide for Indian Borrowers
Understand personal loans, characteristics, factors affecting EMI, and pros/cons.
Car Loan EMI: How to Calculate and Save Money
Detailed guide on car loans, terms, EMI calculation, and ways to reduce your monthly payment.
7 Proven Methods to Reduce Your EMI Amount
Practical strategies including down payment increase, refinancing, and prepayment options.
Understanding Amortization Schedule: A Complete Guide
Learn how amortization works and why understanding your schedule is crucial.
Fixed vs Floating Interest Rate: Which is Better for You?
Compare fixed and floating rates with advantages, disadvantages, and decision-making tips.
Home Loan Tax Benefits in India 2025
Complete guide to Section 24 and 80C deductions available on home loans.
Best Time to Take a Loan: Interest Rate Analysis
Understand market conditions and when it's favorable to take a new loan.
Loan Against Property: A Complete Guide
Everything about LAP - terms, rates, eligibility, and how it differs from home loans.
Home Loan Balance Transfer: Benefits and Process
Learn how balance transfer works and how much you can save by switching lenders.
10 Money-Saving Tips to Reduce Your Loan Cost
Smart strategies and hacks to minimize total interest paid on your loans.
Loan Prepayment: Smart Strategy for Saving Interest
When and how to make prepayments to maximize savings on your loans.
How Credit Score Affects Loan Eligibility and EMI
Understand how credit scores impact loan approvals and interest rates.
Loans for Self-Employed: Challenges and Solutions
Guide for entrepreneurs and business owners to get better loan terms.
Joint Home Loans: Benefits and Considerations
Pros, cons, and important considerations of taking loans in two names.
Emergency Fund vs Taking a Loan: Which is Better?
Financial planning tips to avoid unnecessary borrowing and emergencies.
Should You Invest or Pay Down Your EMI?
Making smart financial decisions between investing returns and EMI reduction.
Effective Debt Management: Handle Multiple EMIs
Strategies and tips to manage multiple loans and EMIs effectively.
Pre-Loan Buying Checklist: 15 Points to Consider
Complete checklist before applying for any loan to make informed decisions.